Punto y Banco Rules

punto banco liveThis game is known as "Baccarat".
The value of the cards is their nominal value except for the picture cards (J,Q,K) and card 10 which all have a zero value.

You can bet on either Player or Banker.
The winning score is the one closest to 9 points.

The dealer draws the first four cards and place them in the following order:
the first one to Player (marked with a P displayed on the left side of your monitor); the second one to Banker(marked with a B displayed on the right side of your monitor); the third one marked with a P and the fourth one with an B.

If Player or BankerBanker scores 8 or 9 points with the first two cards, no more cards are drawn and the winner is who scored 8 or 9 points; in the event of a tie (i.e. if Player and Banker both scored 8 or 9 points) the deal is considered void (no winner, no loser).

If neither player nor dealer scores 8 or 9 points with the first two cards the game goes on.

If the chance Player totalled between 0 and 5 points (inclusive) with the first two cards it has the right to draw a third card; if the total is between 6 and 7 it cannot draw a third card.

If the chance Banker totalled 0,1 or 2 points it has the right to draw a third card.

If the chance Banker totalled 7 it cannot draw a third card.

In all the other cases the following table applies:

T = «Draw», it has the right to draw the third card.
R = «Stand», it cannot draw the third card.

In the event of a tie the draw is considered void.
All the winning bets played on Player are paid level (1:1); all the winning bets played on Banker are paid at 95% of the stake ( 19:20 ).

There is also the chance to play on the tie score playing Egalité; in this case the winnings are paid 8:1; to play the chance Egalitéyou must have played P or B.

The user has the possibility to choose from 7 types of tables with different limits according to the follow chart:

The drawing time of the cards in the single player version will be run by the user, so the results will be different for each user, that in any case will have in their disposition a list of bettings to verify all the relative information of their own business.

The drawing time in the multiplayer version will be run by the system: the user will have 20 minutes to bet and confirm, after other 5 minutes the drawing of the cards will occur; the total will be of 40 minutes for every valid stake; if the betting is not confirmed the user will receive a message of a non-confirmation.

To avoid attacks with double amounts (of the types: 1, 2, 4, 8) on the simple chances a control system is predisposed that it breaks off the amount on all the tables, after the third action, permitting after the fourth action onwards to stake a sum equal to the previous stake plus 50%.

In the multiplayer and live versions the user not only can check the betting list but will also have at his disposal an historical database with all his drawings and statistics.

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